Personal Loan

Flexible Financing for Unexpected Expenses 

Cover surprise costs without sacrificing your savings. Whether you want to book a last-minute trip, pay for a hospital stay, or make much-needed repairs, we have the financing to keep expenses under control. Take out a loan to fund one-time needs, or start a line of credit for continuing costs.

Loan Features

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Personal projects or startups
  • Repayment terms customized to fit your unique needs

Line of Credit Features

  • Competitive rates for several ongoing needs
  • Line amounts up to $25,000
  • Flexible payment terms
  • Meet needs as they arise without reapplying
  • Funds easily available via in-person, by phone, or online to a specified Altier checking account
  • Only pay interest on the amount you use

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Personal Loan Rates

Loan AmountAnnual Percentage Rates (APR)*Repayment Period
$500 - $25,000 11.25% to 15.75% Up to 48 Months

Effective Date: October 11, 2016 (We may offer other rates and terms in the future.)

*Annual Percentage Rate (APR). Rates are accurate as of effective date. Rates listed are the lowest and highest Annual Percentage Rate (APR) available. The rate may vary depending on each individual's credit history and underwriting factors. All loans subject to credit approval. Other conditions and terms may apply; contact our ServiceLine or visit a branch for complete details. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Minimum payment of $20 is required.


If you apply for a $4,000 Signature Loan, 36 month term loan at 11.25% Annual Percentage Rate (APR)*, you would make 36 monthly payments of approximately $131.00.

Finance your needs the way you want.