Loan Protection

Loan Protection Services

Play it Safe

We offer a variety of loan protection services to help you get financial relief from your loan during times of financial hardship, and give you peace of mind so you can focus on recovery. From broken-down cars to broken bones, we’ve got you covered.

Payment Protection

With Payment Protection, we’ll cancel or waive your loan payments up to the contract maximums if a protected life event occurs — whether due to illness, injury, or worse. Even if you're involuntarily unemployed, we can help pay for a portion of your monthly expenses.

GAP Coverage

If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, Guaranteed Asset Protection (GAP) pays the difference between your insurance settlement and your remaining loan balance. Your insurance will only pay for the replacement value. Don't be liable for loan payments on a vehicle you can't even drive. 

Learn more about GAP and get a quote online!

Mechanical Breakdown Protection

Extend your coverage beyond your car's manufacturer warranty with Mechanical Breakdown Protection (MBP). MBP is available on new or used vehicles, and picks up where your warranty leaves off. In addition, if your vehicle qualifies and you never experience a claim during the term of your contract, you may be eligible to receive a full refund!

Learn more about MBP and get a quote online

Have Insurance Changes?

If you have a Altier Credit Union vehicle loan and you have made recent changes to your automobile insurance, please let us know. It’s quick and easy.

Just visit and complete the required information fields. The information you provide will be verified by one of our insurance center representatives and your account records will be updated accordingly.

You may also call or mail your updated insurance policy information to our insurance center:
Altier Credit Union
P.O. Box 1651
Lake Forest, CA 92609

Please call our Insurance Center at 1-800-523-6404, option 3010 if you have additional questions.

Peace of mind is only a click away!

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