Home Mortgage Loans

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Home Mortgage Loans

Low Rates and Convenient Terms to Buy a New House or Refinance an Existing Mortgage

Why line your landlord’s pockets when you can pocket yourself some equity? With the help of our partner, 1st Mortgages, we’ll walk you through the home mortgage process. From fixed-rate mortgages to FHA Home Loans, we’ve got the financing to get you the most house for your money. And we offer refinancing to help happy homeowners smile even wider.

Take the first step to your new home with a free, custom rate quote or use our financial calculators to estimate your mortgage payments. 

We are an Equal Housing Lender, and do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act. NMLS 401704.

Custom Rate Quote   Start My Application

Loan Types

Fixed Rate Loans

Know what you owe — tomorrow and twenty years from now. A fixed-rate mortgage features an interest rate that remains the same throughout the life of the loan, which means your monthly payment is steady and predictable. This traditional home loan often has longer terms of 20 or 30 years. If you plan to love your home for the long haul, then this is the loan for you.

  • Competitively low rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing

ARM Loans

Add some wiggle room to your budget with this flexible home loan. An Adjustable Rate Mortgage (ARM) lets you start with a lower rate than fixed-rate loans. After the introductory term, the rate can adjust up or down. If you’re planning on moving in a few years or expect an increase in income, this could be your best bet. We offer 3/1, 5/1, and 7/1 terms up to 30 years. Balloon payment options are not available.

FHA or VA Government Loans

Don’t let your credit score keep you from owning a home. FHA and VA Home Loans are government-insured, which makes lenders more willing to take on greater risk. If you have less than perfect credit, including bankruptcy, or were turned down for a conventional mortgage, you may still be able to qualify.

  • Down payments as low as 0% to 3%
  • Fixed payment of principal and interest for the life of the loan
  • Balloon payment options not available
  • Flexible terms up to 30 years
  • Monthly mortgage insurance required

We are an Equal Housing Lender, and do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act. NMLS 401704.

Custom Rate Quote   Start My Application

Why wonder when you can relax?