Why line your landlord’s pockets when you can pocket yourself some equity? With the help of our partner, 1st Mortgages, we’ll walk you through the home mortgage process. From fixed-rate mortgages to FHA Home Loans, we’ve got the financing to get you the most house for your money. And we offer refinancing to help happy homeowners smile even wider.
Take the first step to your new home with a free, custom rate quote or use our financial calculators to estimate your mortgage payments.
We are an Equal Housing Lender, and do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act. NMLS 401704.
Know what you owe — tomorrow and twenty years from now. A fixed-rate mortgage features an interest rate that remains the same throughout the life of the loan, which means your monthly payment is steady and predictable. This traditional home loan often has longer terms of 20 or 30 years. If you plan to love your home for the long haul, then this is the loan for you.
Add some wiggle room to your budget with this flexible home loan. An Adjustable Rate Mortgage (ARM) lets you start with a lower rate than fixed-rate loans. After the introductory term, the rate can adjust up or down. If you’re planning on moving in a few years or expect an increase in income, this could be your best bet. We offer 3/1, 5/1, and 7/1 terms up to 30 years. Balloon payment options are not available.
Don’t let your credit score keep you from owning a home. FHA and VA Home Loans are government-insured, which makes lenders more willing to take on greater risk. If you have less than perfect credit, including bankruptcy, or were turned down for a conventional mortgage, you may still be able to qualify.
We are an Equal Housing Lender, and do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act. NMLS 401704.