Use your home’s equity to fund a variety of expenses, kickstart a DIY project, transform an outdated space or consolidate debt.
As part of the recent merger with America First CU, our members now have even more access to some of the finest lending resources available. In order to help you choose the best lending option to fit your individual needs, please click below to begin your new loan application or visit your nearest branch to meet with a representative.
*The rate may vary depending on each individual's credit history and underwriting factors. All loans subject to credit approval. All credit union loan programs, rates, terms, and conditions are subject to change at anytime without notice.Consult your tax advisor about the deductibility of interest.
We are an Equal Housing Lender, and do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act. NMLS 401704.
|65% Home Equity Non-Owner||15 Years||4.74% Variable|
|65% Home Equity Non-Owner||10 Years||5.24% Fixed|
|80% Home Equity Non-Owner||15 Years||4.99% Variable|
|80% Home Equity Non-Owner||10 Years||5.38% Fixed|
|Home Equity Loan 100% LTV||10 Years||6.99% Variable|
|Home Equity Loan 100% LTV||10 Years||7.49% Fixed|
|Home Equity Loan 100% LTV||15 Years||8.49% Variable|
|Home Equity Loan 90% LTV||5 Years||5.49% Variable|
|Home Equity Loan 90% LTV||5 Years||5.99% Fixed|
|Home Equity Loan 90% LTV||10 Years||6.24% Variable|
|Home Equity Loan 90% LTV||10 Years||6.74% Fixed|
|Home Equity Loan 90% LTV||15 Years||7.24% Variable|
|No Closing Costs Home Equity Loan 80% LTV||5 Years||3.49% Variable|
|No Closing Costs Home Equity Loan 80% LTV||5 Years||3.99% Fixed|
|No Closing Costs Home Equity Loan 80% LTV||10 Years||4.24% Variable|
|No Closing Costs Home Equity Loan 80% LTV||10 Years||4.74% Fixed|
|No Closing Costs Home Equity Loan 80% LTV||15 Years||5.24% Variable|
|No Closing Costs Home Equity Loan 80% LTV Balloon||20/5 Years||7.24% Fixed|
* Annual Percentage Rate (APR). The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Home Equity Loans and Lines of Credit have a maximum variable APR of 18% and require homeowners' insurance. A reconveyance fee may apply if reconveyed within 24 months. Rates and terms are accurate as of April 1, 2018 and are subject to change.