Compare Cards

Convenience, Purchasing Power, and even Rewards — Choose from a Variety of Visa® Credit Cards

Whether you want to build credit, earn rewards, or give your budget some extra elbow room, we have the card for you. Enjoy the added convenience and security of EMV chip technology. 

Experience the power of ZERO with these additional benefits:

  • $0 Balance Transfer Fee
  • $0 Cash Advance Fee
  • $0 Foreign Transaction Fee
  • $0 Annual Fee

Platinum Rewards

Features

  • 10.90% -
    16.90%
    APR†
    for purchases, balance transfers and cash advances
  • $1 in purchases = 1 point
  • Redeem points for furniture, electronics, cruises, and other great rewards!
  • Maximum limits $2,000 - $15,000
  • Minimum payments 2% of balance or minimum $25
  • Late payment fee up to $25

Platinum Plus

Features

  • 8.90% -
    15.90%
    APR†
    for purchases, balance transfers and cash advances
  • Maximum limits $2,000 - $15,000
  • Minimum payments 2% of balance or minimum $25
  • Late payment fee up to $25

Platinum

Features

  • 18.00% APR†
    for purchases, balance transfers and cash advances
  • Maximum limits $500 - $2,000
  • Minimum payments 2% of balance or minimum $25
  • Late payment fee up to $25

If you are a rewards cardholder, please register your current rewards card before you shop or redeem points.

Simply login at UChoose Rewards® and follow the instructions to create a new User ID and password. Plus, if you shop at participating UChoose Rewards® retailers in-store or online, the points will really add up!

Check Application Status   Contact Card Services

†Annual Percentage Rate (APR). The rate is variable and subject to change. The Prime Rate used to determine your Annual Percentage Rate (APR) is the rate published in the "Money Rates" table of the Wall Street Journal on the 25th or next business day of the previous month. The rate may vary depending on each individual's credit history and underwriting factors. All loans are subject to credit approval. All terms, including the Annual Percentage Rates (APRs) and fees, are subject to change at any time, for any reason, in accordance to the Credit Card Agreement and applicable law.

Enroll in eStatements

Switch to eStatements in Seconds 

eStatements are a fast, free and easy alternative to paper statements.They look identical to paper statements, but arrive in your email inbox faster. Plus, losing the paper trail means added security for you. The less you leave for identity thieves, the better you can avoid being a victim of fraud. Save yourself — and the environment.

What are you waiting for? Make the switch today:

Step 1: Log in to your online banking account. 

Step 2: Under My Accounts choose your VISA credit card.

Step 3: Select "Services" from the top and "Statement Delivery" on the left.

Step 4: Read and accept the disclosure to complete enrollment.

If ALL members went paperless, in just one year*:

WATER

67,190

Gallons of Water Saved

CLOUD

25,231

Pounds of Pollutants Kept Out of the Air

PAPER

6,048

Pounds of Paper Saved


*Source:
www.payitgreen.org-The collective annual impact calculation based on 18,000 members substituting one paper statement with one eStatement.

FAQs

How do I enroll in eStatements?

Log in to your online banking account. Under My Accounts choose your VISA credit card. Select "Services" from the top and "Statement Delivery" on the left. Read and accept the disclosure to complete enrollment.

Do I have to be registered for online banking to enroll in eStatements?

Yes, you must log in to online banking in order to enroll and access your eStatements.

How will I know when a new eStatement is available?

You will receive an email notification when a new eStatement is available to view.

How long will my eStatements be available for viewing?

Statements are available online for 12 months after they have been posted. You can save your statements on your hard drive or print them out if you want to keep them longer.

Report Card Lost/Stolen   Contact Card Services

Apply today in 3 easy steps.