Car Buying Service

Fast track your car buying experience with
Altier CU and TRUECar.

Start your next car search—for a new or used vehicle—with the Altier CU's Car Buying Service, powered by TRUECar®.

Altier CU's Car Buying Service is a quick and easy way to find your next new or used vehicle. Select your car and compare features plus access:

  • Car pricing
  • Dealer incentives
  • Market reports 
  • Reviews
  • Images
  • Trade-in values

When you use our car buying service, you'll see what other people have paid for the same vehicle and receive upfront pricing from participating Certified Dealers who provide guaranteed savings and a hassle-free buying experience.

Best of all, you can start your loan application today and complete the deal in record time!

Start Shopping  Start My Application

Loan Features

Own the Open Road with Great Rates, Pre-Approval, and Refinancing

Get behind the wheel without worrying about gas money. Our low rates and flexible terms can accommodate any buyer’s budget. Have the upper hand at the dealership by getting pre-approved. Want lower payments on an existing auto loan? Talk to one of our friendly lending experts to see how much you can save by refinancing.

Loan Features 

  • Competitively low rates on new or used vehicles
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • A wide range of terms customized to your unique situation
  • Local decision-making and processing
Rates

Auto Loan Rates

Type of Vehicle LoanAnnual Percentage Rates (APR)*Repayment Period
New Autos 3.01% to 15.95% Up to 84 Months
Used Autos 3.01% to 15.95% Up to 84 Months

Effective Date: February 1, 2017 (We may offer other rates and terms in the future.)

*Annual Percentage Rate (APR). Rates are accurate as of effective date. Rates listed are the lowest and highest Annual Percentage Rate (APR) available. The rate may vary depending on each individual's credit history and underwriting factors. All loans subject to credit approval. Other conditions and terms may apply; contact our ServiceLine for details. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Refinancing is available on existing Altier CU auto loans. A $50 fee applies to existing Altier CU auto loans that are refinanced within one year of origination date. 84 month loan term available on vehicles financing $25,000 or higher.

NOTICE TO OUR MEMBERS

No loans on vehicles with salvaged titles, Lemon Law and manufacturer's buy back vehicles or business purpose loans. $2,100 minimum monthly income required for all borrowers. Proof of income may be required. The credit union reserves the right to limit loan to value on select automobiles, large trucks, SUVs and Hummers.

TERMS OF REPAYMENT EXAMPLE

If you apply for a $25,000, 72 month term loan at 3.39% Annual Percentage Rate (APR)*, you would make 72 monthly payments (P&I) of approximately $386.00.

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