February 14 - March 31, 2017:
*All applications must be submitted and approved by March 31, 2017. All approved applications must close and be funded by April 14, 2017 to be eligible for 1% cash back and grand prize drawing. Refinance of existing Altier auto loans not eligible. Must retain auto financing at Altier CU for a minimum of 365 days to earn full cash incentive. If loan is paid off or account is closed within 12 months, cash incentive amount will be added to the final payoff amount. The cash incentive paid will be 1% of loan proceeds, up to $500. Cash incentive cannot be used to lower the amount financed. Grand prize winner will be chosen by random drawing on April 19, 2017 and notified by phone. Altier will make ONE standard car payment, up to $500, between the months of July – December, 2017. Grand prize winner has 30 days from time of drawing to notify Altier in which month they want the payment to be made. If standard car payment exceeds $500, winner is responsible for paying the outstanding balance on or before their regular payment due date. Altier CU’s normal underwriting and processing guidelines will apply.
Start your next car search—for a new or used vehicle—with the Altier CU's Car Buying Service, powered by TRUECar®.
Altier CU's Car Buying Service is a quick and easy way to find your next new or used vehicle. Select your car and compare features plus access:
When you use our car buying service, you'll see what other people have paid for the same vehicle and receive upfront pricing from participating Certified Dealers who provide guaranteed savings and a hassle-free buying experience.
Best of all, you can start your loan application today and complete the deal in record time!
Get behind the wheel without worrying about gas money. Our low rates and flexible terms can accommodate any buyer’s budget. Have the upper hand at the dealership by getting pre-approved. Want lower payments on an existing auto loan? Talk to one of our friendly lending experts to see how much you can save by refinancing.
|Type of Vehicle Loan||Annual Percentage Rates (APR)*||Repayment Period|
|New Autos||3.01% to 15.95%||Up to 84 Months|
|Used Autos||3.01% to 15.95%||Up to 84 Months|
Effective Date: February 1, 2017 (We may offer other rates and terms in the future.)
*Annual Percentage Rate (APR). Rates are accurate as of effective date. Rates listed are the lowest and highest Annual Percentage Rate (APR) available. The rate may vary depending on each individual's credit history and underwriting factors. All loans subject to credit approval. Other conditions and terms may apply; contact our ServiceLine for details. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Refinancing is available on existing Altier CU auto loans. A $50 fee applies to existing Altier CU auto loans that are refinanced within one year of origination date. 84 month loan term available on vehicles financing $25,000 or higher.
No loans on vehicles with salvaged titles, Lemon Law and manufacturer's buy back vehicles or business purpose loans. $2,100 minimum monthly income required for all borrowers. Proof of income may be required. The credit union reserves the right to limit loan to value on select automobiles, large trucks, SUVs and Hummers.
If you apply for a $25,000, 72 month term loan at 3.39% Annual Percentage Rate (APR)*, you would make 72 monthly payments (P&I) of approximately $386.00.