Loan Features

Take a Summer Payment Vacation

Get pre-approved now through July 7, 2017 for a new, used or refinanced auto loan at Altier CU. Not only will you get a great rate, but you'll also:

  • Receive 1% cash back* up to $500 
  • Make NO payments for 90 days
  • Be entered into a drawing for a $500 gift card

Not in the market for a new car but know someone who is?
Refer a friend or family member for a new, used or refinanced auto loan at Altier and earn cash!* 
*Learn more and download the referral form.

Loan Features 

  • Competitively low rates on new or used vehicles
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • A wide range of terms customized to your unique situation
  • Protect your ride with GAP coverage, warranty, and insurance
  • Local decision-making and processing

Start My Application   Contact a Lender

*All applications must be submitted and approved by July 7, 2017. All approved applications must close and be funded by July 21, 2017 to be eligible for 1% cash back and grand prize drawing. Refinance of existing Altier CU auto loans is acceptable with a minimum additional draw of $5000. Must retain auto financing at Altier CU for a minimum of 365 days to earn full 1% cash incentive. If loan is paid off or account is closed within 12 months, cash incentive amount will be added to the final payoff amount. The cash incentive paid will be 1% of loan proceeds, up to $500. Cash incentive cannot be used to lower the amount financed. Interest will continue to accrue for the 90 day no payment period. Grand prize winner will be chosen by random drawing on July 25, 2017 and notified by phone. All loans subject to credit approval. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors including vehicle loan to value.

Car Buying Service

Fast track your car buying experience with
Altier CU and TRUECar.

Start your next car search—for a new or used vehicle—with the Altier CU's Car Buying Service, powered by TRUECar®.

Altier CU's Car Buying Service is a quick and easy way to find your next new or used vehicle. Select your car and compare features plus access:

  • Car pricing
  • Dealer incentives
  • Market reports 
  • Reviews
  • Images
  • Trade-in values

When you use our car buying service, you'll see what other people have paid for the same vehicle and receive upfront pricing from participating Certified Dealers who provide guaranteed savings and a hassle-free buying experience.

Best of all, you can start your loan application today and complete the deal in record time!

Start Shopping  Start My Application

Rates

Auto Loan Rates

Type of Vehicle LoanAnnual Percentage Rates (APR)*Repayment Period
New Autos 3.00% to 15.95% Up to 84 Months
Used Autos 3.00% to 15.95% Up to 84 Months

Effective Date: May 9, 2017 (We may offer other rates and terms in the future.)

*Annual Percentage Rate (APR). Rates are accurate as of effective date. Rates listed are the lowest and highest Annual Percentage Rate (APR) available. The rate may vary depending on each individual's credit history and underwriting factors. All loans subject to credit approval. Other conditions and terms may apply; contact our ServiceLine or visit a branch for complete details. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Refinancing is available on existing Altier CU auto loans. A $50 fee applies to existing Altier CU auto loans that are refinanced within one year of origination date. 84 month loan term available on vehicles financing $25,000 or higher.

NOTICE TO OUR MEMBERS

No loans on vehicles with salvaged titles, Lemon Law and manufacturer's buy back vehicles or business purpose loans. $2,100 minimum monthly income required for all borrowers. Proof of income may be required. The credit union reserves the right to limit loan to value on select automobiles, large trucks, SUVs and Hummers.

TERMS OF REPAYMENT EXAMPLE

If you apply for a $25,000, 72 month term loan at 3.39% Annual Percentage Rate (APR)*, you would make 72 monthly payments (P&I) of approximately $386.00.

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