Rates


For all other loan and account rates please visit America First Credit Union.


Account TypeMinimum Required Opening DepositInterest RatesAPY
180 Day Term Share Certificate $500.00 1.98% 2.00%
1 Year Term Share Certificate $500.00 2.23% 2.25%
14 Month Term Share Certificate $500.00 2.23% 2.25%
2 Year Term Share Certificate $500.00 2.47% 2.49%
2 1/2 Year Term Share Certificate $500.00 2.47% 2.49%
3 Year Term Share Certificate $500.00 2.57% 2.59%
3 Year Step Up Term Share Certificate $500.00 2.57% 2.59%
4 Year Term Share Certificate $500.00 2.62% 2.65%
5 Year Term Share Certificate $500.00 2.67% 2.69%
Flex Term Share Certificate (6-12 Months) $0.00 2.28% 2.3%
180 Day Term Share Certificate Jumbo $500.00 1.98% 2.00%
1 Year Term Share Certificate Jumbo $500.00 2.23% 2.25%
14 Month Term Share Certificate Jumbo $500.00 2.23% 2.25%
2 Year Term Share Certificate Jumbo $500.00 2.47% 2.49%
2 1/2 Year Term Share Certificate Jumbo $500.00 2.47% 2.49%
3 Year Term Share Certificate Jumbo $500.00 2.57% 2.59%
3 Year Step Up Term Share Certificate Jumbo $500.00 2.42% 2.45%
4 Year Term Share Certificate Jumbo $500.00 2.62% 2.65%
5 Year Term Share Certificate Jumbo $500.00 2.67% 2.71%
Flex Term Share Certificate Jumbo (6-12 Months) $500.00 2.28% 2.3%

Effective Date: June 20, 2019

Restrictions and terms:

  • Savings and Checking: Fees may reduce earnings (excluding Kasasa Cash). Interest rates and APY may change due to current earnings and reserve requirements. Rates may change after account is opened.
  • Money Maker: Rate is subject to change bi-weekly. Minimum withdrawal is $250.
  • Term Share Certificates: Early withdrawal penalties apply. Certificate rates subject to change every Tuesday. Fees may reduce earnings.
  • IRA Accounts: Savings or Certificates accounts are available.

APY = Annual Percentage Yield

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