Share Certificates

Share Certificate.jpg

Open a Certificate Account Today!

We have low $500 minimum-deposit levels and you can count on the finest in quality member service from your credit union.

If you can leave your savings alone for a specific period of time, our Certificate Accounts are the right choice for you. They pay competitive rates and are simple to set up. And the money they earn can go straight to your checking, money maker savings, or share savings account-or you can just leave it there and watch your investment snowball.

Account Features

  • High yield
  • Low $500 minimum opening deposit
  • Terms ranging from six months to five years
  • No setup or maintenance fees and automatic renewal option
  • Dividends can be paid into Savings, Checking, Money Market Savings, or back into the Certificate Account
  • Jumbo and Step-Up certificates available
  • NCUA Insured up to $250,000
  • Early withdrawals subject to penalty*

*Early withdrawals may result in penalties of 90 to 180 days worth of interest

NEW ACCOUNT APPLICATION INSTRUCTIONS:

As part of the recent merger with America First CU, our application process has slightly changed. In order to help you choose the best option to fit your individual needs, please click below to begin your new account application or visit your nearest branch to meet with a representative.

Getting Started is Easy

Rates

Certificate Account Rates

Account TypeMin. Opening DepositDividend RateAPY*
180 Day Term Share Certificate $500.00 1.24% 1.25%
1 Year Term Share Certificate $500.00 1.98% 1.99%
14 Month Term Share Certificate $500.00 1.98% 1.99%
2 Year Term Share Certificate $500.00 2.33% 2.35%
30 Month Term Share Certificate $500.00 2.37% 2.39%
3 Year Term Share Certificate $500.00 2.47% 2.49%
4 Year Term Share Certificate $500.00 2.72% 2.75%
5 Year Term Share Certificate $500.00 3.20% 3.24%

*Annual Percentage Yield (APY). Rates accurate as of June 27, 2018 and are subject to change.

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