Learn financial lessons to last a lifetime — without buying textbooks. No monthly fees and no minimum balance requirements mean those important reserves of coffee and ramen will never run low. Manage your money in the dorm, on campus, or on the go, thanks to mobile banking with mobile deposit. Your free Visa® debit card plus our nationwide, surcharge-free ATM network equals endless options for brain food. Start your journey to economic excellence here at Altier — open your account today!
|Account Type||Minimum Required Opening Deposit||Deposit/Balance Tiers||Prospective Dividend Rates||Prospective APY|
|Checking - Traditional (Not available on new accounts)||$10.00||—||0.01%||0.01%|
|Student Checking||$10.00||—||No Dividends||—|
|Health Savings Account||—||—||0.05%||0.05%|
|Savings IRA||$1.00||$0.00 - $2,000.00||0.03%||0.03%|
|$1.00||$2,001.00 - $20,000.00||0.04%||0.04%|
|$1.00||$20,001.00 - $80,000.00||0.05%||0.05%|
|$1.00||$80,001.00 & Up||0.06%||0.06%|
|Money Maker Account||$2,000.00||$0.00 - $2,000.00||0.01%||0.01%|
|$2,000.00||$2,001.00 - $20,000.00||0.03%||0.03%|
|$2,000.00||$20,001.00 - $80,000.00||0.04%||0.04%|
|$2,000.00||$80,000.00 & Up||0.05%||0.05%|
Effective Date: October 11, 2016
APY = Annual Percentage Yield
*Available to students 15 years or older, and must provide documentation to prove student status. Monthly fee of $2.95. No minimum balance requirement. No dividends. Free Online Banking Service and Bill Pay. Monthly fee of $2.95 waived if enrolled in Online Banking and eStatements. Registration is required before using the Online Banking Service. ATM daily limit is $500. Visa Debit Card limit is $3,000 for purchases and $1,000 for POS. Free money orders. Overdraft Privilege is not available.