Summary

Free Checking That Pays You in High Dividends and Refunds on ATM Fees, Nationwide*

What’s better than a free checking account? How about a free checking account that pays you high dividends? That’s what you get with Kasasa Cash® checking. Earn even more with ATM fee refunds nationwide!*

All this for doing things you probably already do! And even if you don’t qualify, you still have a free checking account with our base rate of return. There’s no minimum deposit to open — start getting paid today!

Compare Our Kasasa® Checking Accounts

Account Features

  • Free checking that pays high dividends
  • 2.50% APY* on balances up to $5,000
  • 2.50% to 0.17% APY on balances over $5,000 depending on balance in account*
  • 0.03% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $30 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Free Visa® debit card
  • No minimum deposit to open

Earning Rewards Is Easy

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 15 debit card purchases post and settle
  • Be enrolled and receive eStatement notice

It's as simple as that. If you don't qualify, don't worry. There is no penalty and you still have a free account that earns our base rate of dividends. You can always get back to earning rewards the very next month.

Rates

Kasasa Cash*

Balance Minimum Required Opening Deposit Rate APY
$0 - $5,000 $0 2.47% 2.50%
$5,000+ $0 0.05% 2.50% - 0.17%
All balances if qualifications not met $0 0.03% 0.03%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 15 debit card purchases post and settle
  • Be enrolled and receive eStatement notice

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Effective Date: October 11, 2016

APY = Annual Percentage Yield

You can start earning rewards today!

*APY=Annual Percentage Yield. APYs acurate as of 01/01/2016. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $30 and credited to account on the last day of monthly statement cycle; (2) balances up to $5,000 receive APY of 2.50%; and (3) balances over $5000 earn 0.05% dividend rate on portion of balance over $5,000, resulting in 2.5% - 0.17% APY depending on the balance. If qualifications are not met, all balances earn 0.03% APY. Qualifying transactions must post and settle to the account during monthly qualification cycle. Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Contact a member services representative for reimbursement of an individual ATM fee of $5.00 or higher. Altier CU reserves the right to disqualify multiple small‐dollar POS transactions made in sequence during the qualification cycle for the sole intent to qualify for the rewards. Altier CU may transfer the Kasasa account to a regular checking account if the terms of the qualifications are not met over twelve (12) consecutive statement cycles. Kasasa and Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.

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