What’s better than a free checking account? How about a free checking account that pays you high dividends? That’s what you get with Kasasa Cash® checking. Earn even more with ATM fee refunds nationwide!*
All this for doing things you probably already do! And even if you don’t qualify, you still have a free checking account with our base rate of return. There’s no minimum deposit to open — start getting paid today!
Just do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
It's as simple as that. If you don't qualify, don't worry. There is no penalty and you still have a free account that earns our base rate of dividends. You can always get back to earning rewards the very next month.
|Balance||Minimum Required Opening Deposit||Rate||APY|
|$0 - $5,000||$0||1.98%||2.00%|
|$5,000+||$0||0.05%||2.00% - 0.17%|
|All balances if qualifications not met||$0||0.01%||0.01%|
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Effective Date: May 1, 2017
APY = Annual Percentage Yield
Changes effective May 1, 2017.
*APY=Annual Percentage Yield. APYs accurate as of 05/01/2017. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account monthly; (2) balances up to $5,000 receive APY of 2.00%; and (3) balances over $5000 earn 0.05% dividend rate on portion of balance over $5,000, resulting in 2.0% - 0.17% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post and settle to the account during monthly qualification cycle. Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Contact a member services representative for reimbursement of an individual ATM fee of $5.00 or higher. Altier CU reserves the right to disqualify multiple small-dollar POS transactions made in sequence during the qualification cycle for the sole intent to qualify for the rewards. Altier CU may transfer the Kasasa account to a regular checking account if the terms of the qualifications are not met over twelve (12) consecutive statement cycles. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.