Accounts and Services
Altier VISA Platinum Credit Cards
Where Platinum Meets Simplicity
Wouldn't it be nice if everything in life were this simple? One thing you can count on as being simple, easy and convenient is an Altier CU Platinum Credit Card.
Make transfers, setup automatic payments...convenience at your fingertips. Enjoy the benefit of viewing your Altier CU Platinum Visa accounts all under Online Banking with one easy login. The Altier credit cards have no hidden fees and no jumping rates for late payments. With three cards to choose from, you can be assured you will find a card that will fit your needs.
Altier CU VISA Platinum Credit Cards:
| Altier CU VISA® Platinum Credit Cards | Platinum Plus | Platinum Rewards* | Platinum |
|---|---|---|---|
| Benefit | Low rate leader | Earn rewards for every $1 spent | Great for building or rebuilding personal credit |
| APR**for purchases, cash advances and balance transfers | As low as 7.9% | As low as 9.9% | As low as 13.9% |
| Limits | $2,000 - $15,000 | $2,000 - $15,000 | $500 - $2,000 |
| Minimum Payment | 3% of balance or minimum of $20 | 3% of balance or minimum of $20 | 3% of balance or minimum of $20 |
| Default Rate | None | None | None |
| Payment Due Dates | 10th and 25th of the month based on 25-day billing cycles | 10th and 25th of the month based on 25-day billing cycles | 10th and 25th of the month based on 25-day billing cycles |
| Annual Fee | None | None | None |
| Transaction Fees | |||
| Balance transfer | 1% of balance transferred or $10 minimum; $99 maximum | 1% of balance transferred or $10 minimum; $99 maximum | 1% of balance transferred or $10 minimum; $99 maximum |
| Penalty Fees | |||
|
Late Payment Over-the-credit limit |
Up to $25 None |
Up to $25 None |
Up to $25 None |
| Other Fees | |||
|
Replacement Card Statement Fee |
$7 per card $3 per statement copy |
$7 per card $3 per statement copy |
$7 per card $3 per statement copy |
*Platinum Rewards VISA® Credit Card There is no sign-up process, just swipe your Platinum Rewards VISA® and you can start earning points instantly! To redeem your rewards or to check your balance, call 877-909-1450 or visit Extra Awards - redeem reward points for cash, gift cards, travel, merchandise and much more!
Other great benefits you can receive with an Altier CU Platinum Credit Card include:
- ATM access all over the world
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Easy payments at any branch or transfer by phone, online or payroll deduction
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Auto Rental Collision Damage
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Emergency Card Replacement and Emergency Cash Disbursement
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Roadside Dispatch
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Travel and Emergency Assistance Services
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Lost Luggage Reimbursement
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Emergency Evacuation and Transportation
For a list of current Platinum Credit Card rates, visit our Rates page.
To find the card that will keep you moving forward down the path to simplicity, stop in to any of our branches, apply online or call 602.797.3000 for more information.
To view the VISA Credit Card agreement, go to the Disclosures page.
**APR. The rate is variable and subject to change. The Prime Rate used to determine your APR is the rate published in the "Money Rates" table of the Wall Street Journal on the 25th or next business day of the previous month. The rate may vary depending on each individual's credit history and underwriting factors. All loans subject to credit approval. All terms, including the APRs and fees, are subject to change at any time, for any reason, in accordance to the Credit Card Agreement and applicable law.
If you need to report a Visa card as lost or stolen during regular business hours, please contact Altier Credit Union immediately at 602.797.3000 or 888.999.3936. If after business hours, please contact our Visa Hotline at 1.800.682.6075 or online.
