Altier Credit Union

Lending Products

Altier CU Auto Loans

Get where you need to go and save money getting there. Altier CU will help you create an affordable monthly payment that you can comfortably live with. Plus, we'll make your vehicle purchase easy and get you on the road as quickly as possible. And with our Automatic Payment Deduction program, which offers money-saving incentives that can reduce your monthly payment, making a payment is effortless!


We offer 6 great ways to get rolling:

  1. Member Auto Fleet Connection.  Never have a BAD car-buying experience again!
  2. Work with a Credit Union Advantage Representative to receive your loan approval right from the showroom floor
  3. Research your purchase with Credit Union Advantage AutoSmart
  4. Enroll in the convenient Members Quote Program to shop local dealers
  5. Get pre-approved with an "Instant Decision" right now with our Online Loan Application
  6. Call a ServicelineTM representative at (602) 797-3000 to take your application.

Altier CU can help you get behind the wheel today:

  • New Autos -- ­We offer up to 125% financing of MSRP or Kelly Blue Book Private Party "Good".
  • Used Autos -- We offer up to 125% Kelly Blue Book Private Party "Good".
  • Refinance Your Vehicle -- Is your car loan with another lender? It's not too late to lower your monthly payment. We offer financing of another lender's loan balance.

Smart Links for Your Auto Purchase


NOTICE TO OUR MEMBERS

No loans on vehicles with salvaged titles. No business purpose loans. No loans on autos with over 100,000 miles. $2,100 minimum monthly income required for all borrowers. Loans on Daewoos will be limited to 50% loan to value, out the door. Proof of Income when required by underwriting. The credit union reserves the right to limit loan to value on all Hummers from published values.


TERMS OF REPAYMENT EXAMPLE

If you apply for a $35,000, 60 month loan at 5.75% APR*, you would make 60 monthly payments (P & I) of $672.59.

*Annual Percentage Rate. 84 month loan term available on new vehicles financing $25,000 or higher. 72 month loan term available on new vehicles financing $20,000 or higher. Rates effective July 2, 2008, may change without notice. Actual rate and APR depend on FICO score, credit history, type of product, term, mileage and our internal loan policy.


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